PERSONAL CREDIT REPORT
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About PCB

ABOUT US

Overview of Vietnam Credit Information Joint Stock Company: Established in 2007, PCB has continuously strived to provide various optimal credit information solutions for customers.

CREDIT REPORT

Credit Report offers flexible and prompt capability to meet the demands of financial institutions. PCB ensures the safety and security of information around the clock.

VALUE-ADDED PRODUCTS

By offering valuable products and services, PCB helps ensure information transparency for both organizations and individuals, which in turn reduces risks in credit operations.

Why PCB?

Safety & Security

Fully comply with regulations regarding information security, cybersecurity, personal data protection, ensuring the rights and interests of customers.

Service Quality

PCB is dedicated to delivering reliable and high-quality services, while conducting regular system upgrades to enhance product and service quality.

Customer Commitment

PCB prioritizes responsibility in supporting organizations and individual customers, ensuring consistent assistance and reliable service for all stakeholders.

PRODUCTS - SERVICES

Credit Report

Credit Report is PCB’s flagship product, offering Participating Organizations comprehensive customer insights in a single report. With valuable data and rapid response times, it streamlines credit assessment and approval processes.

Anti-Fraud Solution

Advanced tool for detecting and preventing fraud, supporting management capabilities, enabling search algorithms to identify different connections which helps assess potential fraud in loan applications.

Credit Bureau Score

Credit Bureau Score (CBS) is a standardized, objective and transparent risk measure which allows for the assessment of a customer’s ability to pay in the future. CBS supports timely credit approval decisions and automates the approval process.

No-Hit Score

Facilitate the risk assessment of a customer with no or limited credit history.

Skip Tracing

Assist Participating Organizations in collecting additional contact information used by a customer in previous loans for the purpose of debt collection.

Portfolio Explorer Service

Support Participating Organizations in risk management, cross-selling products and model development for existing customers.

Market Insights Report

Support Participating Organizations in diversifying services, enhancing risk management, and ensuring effective control of bad debts.
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Collection Report

Support Participating Organizations in debt status assessment and comparison with current market trends.

Solutions for Individual Customer

Include Credit Report and ID365 – Identity Theft Prevention Solution, allowing customers to fully understand their credit history while protecting them from credit fraud.

NEWS & EVENTS

  • Bia Nghi le 30.4.2026 ENG
    Holiday notice – Hung Kings Commemoration day & Liberation day and International Labor day

    Dear Valued Customers, Vietnam Credit Information Joint Stock Company (PCB) hereby would like to announce our schedule for the Hung Kings Commemoration Day – Liberation Day & International Labor Day Holiday schedule as follows: The PCB credit report query system shall be available 24/7 during the holiday. Therefore, the system shall continue to return credit

    20/04/2026
  • Anh bia quoc khanh 2025 ENG
    Holiday notice – 2025 Independence Day

    Dear Valued Customers, Vietnam Credit Information Joint Stock Company (PCB) hereby would like to announce our schedule for the 2025 Independence Day holiday as follows: From Monday, 1st September 2025 through Tuesday, 2nd September 2025, PCB will be closed in observance of Independence Day Holiday. Business will resume on Wednesday, 3rd September 2025 The PCB

    25/08/2025
  • Bia Tet2026 ENG
    Holiday Notice – 2026 Tet Holiday

    Dear Valued Customers, Vietnam Credit Information Joint Stock Company (PCB) would like to thank you for trusting and using our products and services in the past year. For your information, PCB would like to announce our 2026 Tet Holiday schedule as follows: The PCB credit report query system shall be available 24/7 during the holiday.

    10/02/2026
  • Thong bao NY2026 web eng
    Holiday notice – 2026 New Year Holiday

    Dear Valued Customers, First and foremost, Vietnam Credit Information Joint Stock Company (PCB) would like to thank you for trusting and using our products and services. For your information, PCB would like to announce our 2026 New Year Holiday schedule as follows: • Thursday, January 1st 2026 and Friday, January 2nd 2026: PCB will be

    29/12/2025

FOUNDING PARTNER