Vietnam Credit Information Joint Stock Company
Công ty Cổ phần Thông tin tín dụng Việt Nam (PCB) – Vietnam Credit Information Joint Stock Company
Certificate of business registration: License number 0103020928 granted by the Department of planning and investment on November 27th, 2007
Business code: 0102547296
Charter Capital: VND 120.000.000.000
- With the support of the International Finance Corporation (IFC), PCB was established on November 27th, 2007 by 11 leading commercial banks in Vietnam. PCB aimed to become the first Private Credit Bureau with international standard in Vietnam. After nearly 2 years of bidding and negotiation, CRIF officially became PCB’s strategic partner. With technical know-how and expertise transferred from CRIF, PCB can successfully implement the first Private Credit Bureau in Vietnam.
- Industry: Credit Bureau Service.
- Vision: To become the first Private Credit Bureau with international standard in Vietnam.
- Mission: Maximizing the benefits of the all parties involved in the credit retail market in Vietnam (SME, Individuals, Financial Institutions, Insurance companies...).
- Business Philosophy: Mutual benefit.
- Product Target:
Information sharing between financial instiutions (Fls) |
Support FIs |
Support individuals and SMEs |
Prevent and reduce credit risk |
Expand and develop the consumer credit activities |
Allow individuals and SMEs accessing credit easier |
Ensure the safety of banking activities |
Support retail market |
Support the development of SMEs |
Participate in economic and social development |
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Access to one’s own credit information from Fis in the system |