Credit information is considered an important data source, used to manage and assess loans for customers of financial institutions and is one of the foundation for evaluating the creditworthiness of organizations and individuals in society. On February 25, 2013, Vietnam Credit Information Joint Stock Company (PCB) was granted a Certificate of Eligibility to operate credit information services by the State Bank of Vietnam after meeting the requirements set forth in Decree No. 10/2010/ND-CP on credit information services (now replaced by Decree No. 58/2021/ND-CP on the provision of credit information services). PCB now operates under the supervision of the State Bank of Vietnam.

According to Decree 58, PCB provides credit information products for customers who wish to check their personal information in PCB’s database or use it as supplementary document for credit application. All customer information at PCB is collected and stored based on customer consent to provide information of credit institution.

Therefore, if customers wish to check their credit information to ensure rights and confidentiality, please contact PCB for personal credit report as follows: