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The rights of borrower

Private Credit Bureau (PCB) is an intermediate organization which has functions of connectivity and borrower information sharing from credit institutions. With the goal of building products/ services which bring benefits to both credit institutions and Borrowers, PCB always ensures the borrower’s rights at the highest level.

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5 GENERAL PRINCIPLES FOR CREDIT REPORTING

Credit reporting provides reliable information resources for lenders to assess the risk of the loan. In order to get the quality and reliable report, the development of credit bureau need to be ensured important rules. According to World Bank, there are 5 basic principles to build a credit reporting system. The principles are data quality; Security, reliability and effectiveness; Legal and regulatory framework; Governance arrangements to deal with operational, legal and reputational risks; Globalization and access to credit across borders

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Private Credit Bureau

PRIVATE CREDIT BUREAU

PRIVATE CREDIT BUREAU

What is PCB?

Private Credit Bureau (PCB) – is an organization or system that collects information from a variety of sources, predominantly financial institutions (FIs), about the ability to pay debts of individual, company or organizations. This information is provided back to the financial institutions to help them make credit granting decision.

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CONTACT

Contact PCB
Vietnam Credit Information Joint Stock Company

Address: Room 1303B, Vietcombank Tower, 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi.
Phone: (+84) 24 3936 9558
Services desk: ext 1
IT: ext 2
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Fax: (+84) 24 3939 3143

Exploitation of credit information products of PCB

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